Home Buyers

HOME BUYERS

Buying your first home

We’ve arranged thousands of loans for first time homeowners. We can help you navigate your way through the process of understanding and applying for finance. We can structure a loan package to ensure you get the best rates but also have flexibility to make changes easily in years to come.

We can help you get pre-approved so you’re ready to pounce as soon as you find “the one”.

This is an exciting time and by leaving the complexities of finance to us, you can focus on finding the right home for you.

Upgrading your home

Maybe your family has grown, you want to move closer to better schools or you’re just ready to upgrade to a bigger home or a better area.

It’s always a juggling act to sell one property to finance another. And changing lenders or loan products can have its challenges too, even if the loan you had when you bought your previous home may not be the best option for you today.

Let us measure up the pros and cons for you, help keep the balls in the air as you juggle the changeover and ensure you can enjoy your new home without worrying about your mortgage.

FINANCE OPTIONS

  • Professional packages

  • Construction loans

  • Bridging loans

  • Split loans

  • Line of credit/Equity release

A substantial deposit.

The bigger the better when you are saving for a home. A minimum 5% deposit is a good goal.

A regular savings habit

A history of regular savings in your bank account and a solid track record of employment will make it easier for you to get a loan.

Pre-approval for a loan

Don’t leave finance to the last minute. Once you have pre approval you will know what your repayments will be and how much you can afford to spend on a property.

Additional savings

These funds will act as a buffer if interest rates rise and your repayments increase.

QUICK QUOTE

Call now on 1800 803 560

Send us a message



STAY UPDATED

Sign up now to our regular market update newsletter providing insights into business and property markets.