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Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

BRIAN O’KEEFE

DIPLOMA OF FINANCE & MORTGAGE BROKING MANAGEMENT, GRADUATE, AUSTRALIAN INSTITUTE OF COMPANY DIRECTORS

Before becoming a broker, I held positions in debtor finance, asset-based lending, banking, private wealth and financial services. Although I am an all-rounder and can assist all family members with differing finance needs throughout life, I have a particular interest in business finance. 

I can assist with all aspects of business finance including business and cash flow finance, purchase of businesses, growth working capital, plant & equipment, vehicle finance and property acquisitions.  I also have significant expertise in dealing with management buyouts, restructures and change of ownership and my strong commercial and business acumen has helped businesses through various economic cycles. 

I am motivated by helping businesses capitalise on growth opportunities, future proofing businesses, and assisting with restructuring (positive and/or challenging). I also help family businesses ensure their lenders only hold reasonable security by assisting them in retrieving personal property assets once the business has matured and earnings warrant a reliance just against the business.  

I am focused on earning my place as my clients’ ‘go to person’ or advisor on finance. When I’m not working, I like to spend time with my family, travel with my wife and watch football (Eagles, of course). I am also Chair and Director of two small not-for-profits.

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

CAMERON TILLEY

BACHELOR OF COMMERCE, DIPLOMA OF FINANCIAL SERVICES

I consider myself an all-rounder. After finishing my accounting degree I spent my first five years at Westminster working under specialists in each field of finance – I wanted to know it all!

Following this ‘apprenticeship’ I have now been broking for six years, and while I enjoy all areas of finance, I particularly like helping first home buyers with their first home and business owners buy their first commercial property.

My view is “there is a solution for everything” which helps me find outside the box solutions to help people save money on their current debt, or help a business grow.

I love playing and watching just about any sport I can find (and admit to being a Bombers tragic). I also love travelling with my wife, my high school sweetheart of 13 years.

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

CRAIG SMITHERS

CERTIFICATE CERT IV

I have been with Westminster Finance for 33 years and provide all types of finance including; equipment, cash flow financing, stock financing and insurance premium financing. 

I specialise in assisting private enterprise and government departments with their equipment financing needs. Whether helping sole traders or large Ltd companies, nothing is too big or too small.  

I very much enjoy assisting and seeing clients’ businesses grow while helping them through what can be challenging or complex finance requirements. 

I enjoy spending time with family and friends, travelling, all sports, playing golf, walking and good coffee. I am focused on working hard, staying healthy and happy, and continuing to give great service to my clients.

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

DAVID DEVENISH

BACHELOR OF ECONOMICS, ADVANCED DIPLOMA IN APPLIED FINANCE & INVESTMENT, DIPLOMA IN PROPERTY, MASTER OF BUSINESS ADMINISTRATION (EXECUTIVE), DIPLOMA IN FINANCE & MANAGEMENT

My passion for and expertise in economics and finance has never wavered from the start of my professional career in the late 1980’s. At the completion of a Bachelor of Economics, I embarked on my finance career as a banking Graduate and in my foundation years worked in Money Markets, Foreign Exchange, Risk Management, Corporate and Property Finance and Private Banking. 

My experiences during the economic highs and lows over the past 30 years enables me to provide significant ‘experienced-based’ finance advice to a wide range of personal and business clients.  Experiencing the opportunities and impacts of interest rates at a peak of 17% in late 1989 and a trough of 4% in 2018 has provided invaluable insights into the mechanisms of financial markets and how using appropriate levels of debt finance can accelerate business growth and wealth creation.  

During my career I have assisted hundreds of clients in sourcing and arranging finance while working in mainstream and investment banking and as a finance broker. I have also owned several businesses (including finance broking, real estate agency, funds management, property valuation and construction). My experience as a business owner and active investor have been of great benefit to clients when providing advice. 

Continuous professional development has been an essential component of my working life. I am a passionate consumer advocate and love the challenge in negotiating with financial institutions on behalf of my clients to achieve the most suited and competitive finance possible.  

From car loans to corporate loans I have industry leading qualifications, experience, systems and dedication to ensure all my clients receive exceptional service and advice. 

Away from work, I enjoy surfing, cycling, tennis, aviation and rock and roll.

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

JUSTIN BIRD

BACHELOR OF COMMERCE (FINANCE & ECONOMICS), DIPLOMA OF FINANCE & MORTGAGE BROKING MANAGEMENT

I have worked in finance for over 15 years. I have been a finance broker at Westminster National for 12 yrs and a director since 2009.  I can help with all types of finance and have particular expertise in providing commercial lending solutions to SMEs.

The majority of my clients are SME business owners that have a mix of business lending and personal lending, and I look after their financial needs, both for personal and business/commercial purposes.

I really enjoy seeing clients achieve their financial goals. Whether it’s buying a new house to live in, holiday home or building a commercial factory to operate their growing business, I like being able to see people achieve financial success.

I am a West Coast Eagles supporter and have attended their last two winning grand finals and all their home games. I love all sport including; cricket, football and horse racing. And with a family of 3 young children, I’m also kept very busy with their sporting activities.

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

MICHAEL CANE

DIPLOMA OF FINANCE & MORTGAGE MANAGEMENT, CERT IV IN FINANCE & MORTGAGE BROKING

I am an experienced Business Finance Broker, having spent the majority of my working life helping clients structure and manage all ranges of business finance. I have a background in risk/credit and enjoy really understanding each client and business I help. 

I have been a broker with Westminster for approximately three years. Prior to joining I was the Head of Business Banking for St George in WA and held senior and State Risk Roles for the Westpac Group. 

I help self-employed clients and professionals with all ranges of business and personal finance, including business acquisition, cash flow funding, property and equipment.  My expertise and personality suit clients that enjoy and require active involvement and have multiple needs. 

Ultimately, what gets me out of bed in the morning is helping my clients succeed and assisting them to structure their finance requirements to enable them to prosper and grow. I’m relationship and results driven, so it’s important to me that I add value in everything I do and work with clients on a regular basis for years to come. 

I love to socialise, spending time with my family and friends and getting outdoors as much as possible. I have two young sons and an amazing partner who keeps me on my toes! 

I believe that you spend a significant amount of time at work, so do something you love and enjoy the journey. 

Business Finance, Equipment Finance, Commercial Property Finance, Car Finance

RYAN TRIPI

DIPLOMA OF FINANCIAL PLANNING, BACHELOR OF COMMERCE (FINANCE & BANKING), CERTIFICATE IV IN FINANCE & MORTGAGE BROKING, DIPLOMA OF FINANCE & MORTGAGE BROKING MANAGEMENT

I have over nine years’ experience in banking and finance and joined the finance broking industry in February 2012 with Westminster National. I have previously worked for the Commonwealth Bank of Australia in migrant banking, assisting customers migrating to Australia with their personal and business banking needs. I assist with all forms of finance; personal, property, business and commercial. 

I specialise in assisting family business owners to source the most appropriate funding solutions – from personal, equipment and property finance, to cash flow and finance solutions to assist business growth. Coming from a family owned and operated business, I know the gains and pains felt by everyday Australian families trying to make a business prosper and can relate to the ups and downs associated with running a business. I am passionate about finding and offering the most appropriate and competitive finance solutions for family business owners.

I work hard to make finance simple, convenient and easy. I am motivated by helping people achieve their goals and dreams, in business and their personal life. The best part of the job is being able to form strong personal relationships with my clients and knowing that my knowledge and experience in finance is making a real difference in people’s lives.

I recently got married in July 2018 on the island of Madeira, Portugal. I enjoy travelling and keeping fit by cycling, swimming or going to the gym. I also enjoy social sporting activities and I am a keen angler and diver. I am also a proud member of the West Coast Eagles football club.

I always strive to learn something new, as education is always ongoing. 

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

TROY TAVANI

BACHELOR OF ECONOMICS, POSTGRAD DIPLOMA OF APPLIED FINANCE & INVESTMENT

I’ve thoroughly enjoyed working at Westminster for about nine years now. Before Westminster, I spent 14 years in equipment and commercial lending with Esanda Finance, ANZ Corporate Bank and Westpac Commercial Bank.  My client base whilst in the banking world consisted of SME trading companies and property investors with bank loan exposures ranging from $4-50M.  

Since becoming a Finance Broker in 2010 I have enjoyed supporting clients with all types of finance requirements and varying loan sizes. My primary area of focus and expertise is around all types of finance for commercial application and trading businesses. I work most often with small to large private companies and self-employed individuals. Typically, this includes finance to support working capital requirements, term debt for commercial property purchase (investment/development or owner-occupied), business acquisition finance and unsecured cashflow lending.  

Given my experience working within the commercial banking environment, I add value with ongoing banking relationships and can assist with covenant structuring and management, interim reporting and annual review requirements. I also undertake equipment finance for businesses ranging from motor vehicles to earthmoving equipment to specialised engineering machines. 

I enjoy working with business owners to ensure their bank/loan facility structures are optimal and they are receiving the maximum benefit given their profile and requirements at the time.     

My main motivation as a Finance Broker is to support clients in achieving their financial and business goals throughout market and trading cycles.  Whether it be a client suffering a subdued trading period and hardship with their bank, a strong performing business seeking improved funding terms, a property investor wanting to compare options or a business contemplating how to funding growing pains, I enjoy getting involved, understanding the issues and assisting to implement the best solution.  The ultimate reward is having new clients referred by existing clients that I have assisted in achieving their goals.

I’m a father of three teenage girls who keep me fairly busy outside work.  I enjoy keeping active through cycling and have a very enthusiastic dog that requires lots of walking.  I’m keen on being outdoors and always take advantage of good weather to get out on the water. During the cooler months, I enjoy a glass of red whilst watching the West Coast Eagles.

I aim to continue meeting new people, build new networks and support existing clients through what I would consider a fairly challenging landscape. Challenges also represent opportunities so I believe we need to make the most of them.