Our Team

MICHAEL CANE

Diploma of Financial Servcies (Finance & Mortgage Management), Cert IV in Finance

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

I am a seasoned Business Finance Broker with an extensive track record in structuring and managing diverse business finance portfolios. With a background in risk/credit, I take pleasure in thoroughly understanding each client and their business needs.

Having been a broker at Westminster for 7 years, my previous roles include Head of Business Banking at St George in WA and senior State Risk positions within the Westpac Group. I specialize in assisting self-employed clients and professionals with a wide array of business and personal finance needs, such as business acquisition, cash flow funding, and property and equipment financing.

My expertise and engaging personality are well-suited for clients who appreciate active involvement and have multifaceted requirements. What drives me is the opportunity to help clients succeed by structuring their finance effectively for growth and prosperity. I am relationship-oriented and results-driven, committed to adding substantial value and fostering long-term partnerships with clients.

Beyond my professional endeavours, I enjoy socializing and spending quality time with family and friends. With four children and an amazing partner, I like to maintain a dynamic and fulfilling life both personally and professionally. I firmly believe in pursuing work that you love, recognizing the importance of enjoying the journey.

CAMERON TILLEY

Bachelor of Commerce (Accounting), Diploma of Financial Services (Finance Broking Management), Cert IV Financial Services

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

I have been with Westminster since very early in my career after completing an Accounting Degree, having now been at Westminster National since 2008.

I enjoy the challenge of dealing with banks and assisting such a variety of different clients with various financial positions and needs. My view is “there is a solution for everything” which helps me find the right solutions to help clients save money on their current debt, or help a business grow through additional working capital or premises upgrades.

I love playing and watching just about any sport I can find (and admit to being a Bombers tragic). I also love travelling and spending time with my wife and son.

STEPHEN HEATH

Diploma of Financial Services (Finance Broking Management), Cert IV Financial Services

Business Finance, Equipment Finance

I have over 30 years’ experience in the Banking & Finance industry, specialising in equipment finance & cash flow finance for SME businesses. I help small & medium business owners throughout Australia with quick & easy equipment finance and cash flow solutions. I arrange finance on a wide range of equipment including machinery, vehicles, forklifts, yellow goods, solar panels and virtually any business asset.  

Many business owners who don’t have substantial loans – don’t have a Bank Manager they can easily call upon. When they need to discuss a finance need, they find themselves having to deal with a centralised Call Centre. Those companies that have a large exposure to one bank often find themselves hamstrung by lending covenants. With a wide range of lenders to suit most businesses, I can match my customer’s profile to the lender that best suits them. My customers know that if they need any information on their existing loans, they can simply call or email me and they will receive a prompt reply.

After previously working for a bank, I became increasingly frustrated with not being able to assist good clients acquire the finance they needed to grow their businesses because they fell outside “Credit Policy”.  What motivates me most as a finance broker is being able to use our large panel of lenders to secure finance for a client when their bank has said no. 

I’m married with three grown children and 4 grandkids. I Spend Saturdays playing golf, winter Sundays at the local Footy Club and summer Sundays in the garden & watching sport. I’n a long-suffering Fremantle AFL supporter. 

My current goals are to reduce my 14 handicap to 12 and improve my short-game.

RYAN TRIPI

Bachelor of Commerce (Finance & Banking), Diploma of Financial Planning, Diploma of Finance & Mortgage Broking Management

Business Finance, Equipment Finance, Commercial Property Finance, Car Finance

I have over nine years’ experience in banking and finance and joined the finance broking industry in February 2012 with Westminster National. I have previously worked for the Commonwealth Bank of Australia in migrant banking, assisting customers migrating to Australia with their personal and business banking needs. I assist with all forms of finance; personal, property, business and commercial. 

I specialise in assisting family business owners to source the most appropriate funding solutions – from personal, equipment and property finance, to cash flow and finance solutions to assist business growth. Coming from a family owned and operated business, I know the gains and pains felt by everyday Australian families trying to make a business prosper and can relate to the ups and downs associated with running a business. I am passionate about finding and offering the most appropriate and competitive finance solutions for family business owners.

I work hard to make finance simple, convenient and easy. I am motivated by helping people achieve their goals and dreams, in business and their personal life. The best part of the job is being able to form strong personal relationships with my clients and knowing that my knowledge and experience in finance is making a real difference in people’s lives.

I recently got married in July 2018 on the island of Madeira, Portugal. I enjoy travelling and keeping fit by cycling, swimming or going to the gym. I also enjoy social sporting activities and I am a keen angler and diver. I am also a proud member of the West Coast Eagles football club.

I always strive to learn something new, as education is always ongoing. 

BRIAN O’KEEFE

Bachelor of Business (Finance), Diploma of Finance & Mortgage Broking Management, Graduate Australian Institute of Company Directors

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

Before becoming a broker, I held positions in debtor finance, asset-based lending, banking, private wealth and financial services. Although I am an all-rounder and can assist all family members with differing finance needs throughout life, I have a particular interest in business finance. 

I can assist with all aspects of business finance including business and cash flow finance, purchase of businesses, growth working capital, plant & equipment, vehicle finance and property acquisitions.  I also have significant expertise in dealing with management buyouts, restructures and change of ownership and my strong commercial and business acumen has helped businesses through various economic cycles. 

I am motivated by helping businesses capitalise on growth opportunities, future proofing businesses, and assisting with restructuring (positive and/or challenging). I also help family businesses ensure their lenders only hold reasonable security by assisting them in retrieving personal property assets once the business has matured and earnings warrant a reliance just against the business.  

I am focused on earning my place as my clients’ ‘go to person’ or advisor on finance. When I’m not working, I like to spend time with my family, travel with my wife and watch football (Eagles, of course). I am also Chair and Director of two small not-for-profits.

CRAIG SMITHERS

Diploma of Financial Services (Finance Broking Management), Cert IV Financial Services

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

I have been with Westminster Finance for 33 years and provide all types of finance including; equipment, cash flow financing, stock financing and insurance premium financing. 

I specialise in assisting private enterprise and government departments with their equipment financing needs. Whether helping sole traders or large Ltd companies, nothing is too big or too small.  

I very much enjoy assisting and seeing clients’ businesses grow while helping them through what can be challenging or complex finance requirements. 

I enjoy spending time with family and friends, travelling, all sports, playing golf, walking and good coffee. I am focused on working hard, staying healthy and happy, and continuing to give great service to my clients.

TRAVIS CARLIN

Bachelor of Commerce (Finance & Management), Diploma of Finance & Mortgage Broking Management, Gen Knowledge and Life Insurance

Mortgage Finance, Business Finance, Equipment Finance

I have been working in the banking and financial services industry for the past 10 years, with time abroad in Calgary, Canada and back home in Perth, Australia. I joined Westminster National in August 2017 and can assist with residential property and asset finance.

I am experienced in all areas of residential lending with a focus on helping clients purchase their own home. I thoroughly enjoy the challenge of finding the right finance solution for every client and work hard to make the buying process as easy as possible.

Refinances, construction, and investment loans are other areas of knowledge so if you are considering taking that first step towards buying a property or looking for someone to review your existing finance then please contact me on the details below.

If you are still reading, this is the part where I tell you a little bit about me. I am in my thirties, happily married with a son under the age of two and love all things sport, travel, and family.

DON TAPPER

Certificate IV in Financial Services, Certificate III in Mortgage Lending

Business Finance, Commercial Property Finance

My specialisation is Commercial Property and Development Finance. I have been in the broking industry for 15 years, the last 7 at Westminster National. Prior to this, I worked for a range of banks over 25 years mainly in the Commercial Finance space.

Over the years I have found that lenders, as well as many finance brokers, struggle with Development Finance, whether for built form or land subdivision. I have assisted many clients from small first time developers through to large property developers to successfully complete their developments.

In Commercial Finance, I assist a wide range of clients from small business operators looking to acquire premises to larger commercial property investors looking to increase their investment portfolio. 

One of the greatest joys I get from finance broking is helping a client that has come not knowing where to go or what to do next, get the finance they need to see their project through to successful completion. I am very much ‘hands-on’ during the whole process and able to provide guidance via industry experts (such as engineers and valuers) I have developed relationships with over the years.

My wife Raylene and I are now the proud grandparents to two adorable grandchildren and spend as much time with them as possible. I also enjoy watching the AFL, golfing and boating. Raylene and I try to get away overseas at least once a year enjoying the relaxed lifestyle of Bali, our favourite destination.

“Success breeds success” is the motto by which I like to operate. Helping my clients to be successful helps me to be successful. 

PHIL CAMPILAN

Bachelor of Commerce, Diploma of Financial Services (Finance Broking Management)

Mortgage Finance, Business Finance, Commercial Property Finance

I’ve been a broker at Westminster National for over ten years. I’m best known for my speciality in residential lending, assisting people to purchase property for their first home, investment or a subsequent home upgrade. 

The landscape for home loans is ever changing and a significant part of my service involves reviewing existing lending arrangements to quantify value and offer guidance on suitability. I closely monitor market changes and assist clients to navigate through the raft of options available.

I also work with business owners in varying industries so I’m aware of the common challenges faced by SME operators. I work closely with clients to understand their business and deliver outcomes matching their individual requirements, including raising funds to purchase a business, commercial premises, boosting working capital or to assist with cash flow management.

I enjoy connecting with clients on a regular basis, discussing their ambitions (both business and personal) and offering expert guidance on how best to achieve them. I aim to provide a positive experience and a lasting connection well after settlement. I believe this is why 80% of my business is repeat and referral based.

Being a Perth local, I’ve grown up to embrace the outdoor lifestyle.  I’m a keen cyclist and runner having participated in numerous races and long-distance endurance events. I enjoy spending time with my young family and take any opportunity to make the pilgrimage down south or to Rottnest for a relaxing getaway.

Stolen from Sir Richard Branson, my motto is “life is a hell of a lot more fun if you say yes rather than no!”

MICHAEL LARKIN

Diploma of Financial Services, Cert IV Financial Services

Business and Equipment Finance

With nearly 20 years of experience in the Financial Services industry, I serve clients all across Australia and I’m always here to discuss your next purchase.

My specialisation lies in Equipment Finance, and I’ve had the pleasure of assisting business owners in various industries such as Earthmoving, Transport, Construction, and Landscaping.

Originally from Western Australia, I’ve worked in Perth, Melbourne, and I now proudly call Brisbane my home.

I have a vast network that allows me to connect clients and referral partners when it’s beneficial for everyone involved.

My main focus is on delivering favorable outcomes for my clients. Your success is my priority.

Outside of work, I enjoy spending quality time with my young family, indulging in my love for sports, and building my wine collection. I support various sporting teams across the country and recently had the exciting experience of attending my first Brisbane Broncos NRL game.

ADRIANO DE LUCA

Bachelor of Commerce (Banking), Diploma of Finance and Mortgage Broking Management

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

With 15 years of commercial banking experience, I bring a deep understanding of business clients’ financing needs to my role as a finance broker at Westminster National. I specialize in customized financing solutions tailored to your specific requirements.

Whether you’re looking to expand, acquire equipment, or manage cash flow, I offer a wide range of financing options, including lines of credit, term loans, and equipment financing, to support your business goals.

Exceptional customer service is my top priority. I take pride in working closely with clients, understanding their unique objectives, and ensuring a smooth and stress-free financing process, allowing you to focus on running your business.

I understand that every business is distinct, and there’s no one-size-fits-all solution for financing. That’s why I take the time to fully comprehend your situation and provide customized loan options that align perfectly with your needs.

Outside of work, I enjoy cherished moments with my wife and two children. You can often find me playing golf at Lakelands Country Club or passionately supporting the Fremantle Dockers.

LEE HAINES

Bachelor of Commerce (International Economics, Corporate Finance, Investment Finance)

Commercial and Consumer Finance

I’m excited to be a part of Westminster National after dedicating 18 years of service at ANZ Commercial Banking. Throughout my career, I’ve had the privilege of working closely with some of Western Australia’s most successful family businesses. Witnessing their sound plans, discipline, and hard work come to fruition brings me immense joy.

Growing up in a family of small business operators, I deeply understand and appreciate the extraordinary effort and financial risks that families in business undertake to achieve their dreams.

As a finance broker, I strive to add value to your business by leveraging my knowledge of how banks think and operate. This allows me to provide you with sound advice and recommendations tailored to your family business. I possess expertise in various areas of commercial and consumer finance, ensuring that I can assist you comprehensively.

Outside of work, I find solace in tending to my vegetable garden, indulging in fishing, and watching sports. Traveling is another passion of mine, particularly to Japan, where I can reconnect with family, relax in the onsens, and savor the local cuisine.

I’m here to bring my approachable and friendly professionalism to help you and your family business thrive.

Chris Pearse

MBA, Diploma of Finance & Mortgage Broking Management

Mortgage Finance, Business Finance, Equipment Finance, Commercial Property Finance

I joined the banking world when I was 17 – and was trying to figure out what I wanted to be when I grew up.

A luck would have it I found my way into business and personal lending within the bank, and found that I loved my job and helping others.

After 37 years working in two major Australian Banks, I felt the time was right to use my skills and experience in the finance broking world. I was attracted to the idea of being a broker because brokers do not operate within the “silos” that banks create for themselves – and looking after clients now means being able to offer the best that all of the banks and financiers has to offer – while providing the stability and ongoing relationship and guidance of myself as a broker.

I feel I have a lot to offer clients – including some of my own hard-earned lessons on the use of debt as a tool towards achieving personal and financial goals. I have worked with clients in many industries – including agri finance, fishing, mining services, retail, property, manufacturing and import/exporters.

Joining the team at Westminster National has been empowering to experience their powerful relationships with the lenders plus their reputation for looking after their clients and doing the right thing.