
Business
We’d love the opportunity to work together to help establish, grow and maintain your business.
Business finance is a lot more sophisticated these days than it was in years past
The competition for business funding is intense and requires a well prepared and expertly presented case that makes it easier for banks to say yes. Our Perth business finance brokers get involved in the early planning stages to ensure we understand your requirements and you get the funding you need.
Finance Options
Our range of finance options include:

Goodwill Funding
Goodwill value is a function of cash flow, and cash flow determines how much you can borrow. We recognise that intangible assets are valuable and need to be considered when applying for finance.

Cash Flow Finance
Short-term cash flow funding can help you meet mounting costs as your business grows to the next level.

Home Loan Top-Up Finance
Most business owners use their home to fund growth. The key is to ensure that at the earliest possible time your home can be removed from business loan security.

Equipment Finance
Funding equipment on a standalone basis (with a lender other than your usual bank) helps spread your lending risk and give you more borrowing capacity overall.
Broker Tips To Secure A Loan
Owners Equity (Hurt Money)
Even though it is possible to raise finance for almost any asset, most lenders will require you to show your commitment with some degree of deposit or personal investment.
Business Plan
A brief written overview of your track record, business history and future plans will provide more meaning to your finance request.
Invest In Systems
From financial record keeping to customer relationship management, make sure you have good business management systems to help keep you in control.
Seek Advice
Enlist the help of others who have been there and done it, draw on others experiences.
Business Finance For Growing Your Business
You may feel it’s time to take the next step with your business. Whatever that is going to take, from work vehicles, new staff, to a new office location and equipment, we’re with you every step of the way. It is a journey, and we’d love to join you.
Finance Options
Our range of finance options include:

Working Capital Finance
This form of finance operates similarly to cash flow finance because it is used to fund short-term requirements of a business in growth mode pending receipt of revenues.

Equity Release From Existing Plant & Equipment
Drawing down on the value of existing business assets can be a quick and efficient way to raise money to reinvest in your business.

Refinance
On occasions, the best solution is to refinance to a lender that wants your business more than your current lender. Obtaining additional funds can often occur when refinancing too.

Asset Revaluation & Loan Top-Ups
As the value of your business grows so too should your borrowing capacity because you have more equity and security to offer a lender.