Investment Finance

Finding the right property is essential, structuring the right finance is critical.

Residential Investment Loans

The right finance package can boost the cash flow and long term capital gain from your investment

You might be at the early stages of thinking about it, you may have done the planning and are ready to act, or you may even have made a subject to finance offer and need to move fast.

We are in your corner. We‘ll help you understand your borrowing capacity for residential investment loans, structure the most suitable loan package and handle the application process to ensure a simple process and fast, effective outcome.

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Finance Options

Our range of finance options include:

Mortgage Finance

We can help you navigate your way through the process of understanding and applying for mortgage finance.

Property Investment Finance

Let us help you maximise your investment returns with the right finance structure.

Line Of Credit/Equity Release Loans

This is an ongoing agreement with a financial institution to give you access to an amount of credit whenever you need it which is secured against the equity in your home.

Split Loans

A split mortgage allows you to capitalise on the benefit of both the security of a fixed rate loan and the flexibility of a variable interest loan.

Broker Tips To Secure A Loan

A Substantial Deposit

While interest is deductible on an investment loan, bear in mind that you will incur Lenders Mortgage Insurance if you borrow above 80% of the value of the security property.

Look For Loan Features

Consider your loan’s flexibility in relation to partial fixed/variable interest rates, interest only or principal and interest, offset deposit accounts, re-draw, monthly and annual fees and loan term.

Pre-Approval For A Loan

Don’t leave finance to the last minute. Once you have pre-approval you will know what your repayments will be and how much you can afford to spend on a property.

Asset Protection

If possible and at the appropriate time, we will help you have your investment loans separated from your home loan. We like to help our clients get to the point where their home is not at risk.