Commercial & Capital Equipment
You know it’s vital to grow to gain a competitive advantage.
All you need to do is call us. We’ll talk you through the steps to provide the information required by the lender, and you’ll have the finance you need to purchase your equipment.
When an opportunity arises, you need to act fast.
We understand that financing commercial and capital equipment should be a simple transaction but that there are often hurdles put in your way. We suggest that you negotiate the price and let us find the best finance deal on your behalf. You can focus on getting the equipment delivered, commissioned and productive and we will handle the administrative requirements. And we will do it every time you need us to, acting as your trusted partner, requiring no more than a phone call to get the ball rolling.
Finance Options
Our range of finance options include:
Variable/Seasonal Repayments
Your equipment finance repayments need to match the variability of your business income and costs. This is an assessment we make with all clients up front to get it right.
Tax Effective Structures
There are many forms of equipment finance which will have a bearing on your profit and loss, and balance sheet. Working with your tax advisor in conjunction with structuring your loan is important.
High Residual Value Finance
If your equipment is expected to maintain its value over time, then it’s possible to minimise your monthly repayments and have a high residual/balloon payment at the end of the loan term.
Limited Recourse Finance
Ideally, a business should aim to have its equipment on a standalone basis. A broker can help you determine whether this is possible or if additional security is required.
Broker Tips To Secure A Loan
Financial Information
Presentation of accurate records of your trading performance and assets and liabilities makes it easier to get the sharpest interest rates for business finance.
Business Plan
A brief written overview of your business history and future plans will provide more meaning to your finance request.
Duration And Residual Values
Structure your repayments to suit your business cash flow and the expected life of the asset being purchased.
Pre-approval
Get your loan pre-approved so you can go shopping with confidence.