Home Loans: How Much Can I Borrow?
How much can I borrow for a home loan? It’s a common question people ask. Talking to a finance broker can help individuals and business owners set realistic expectations for how much they can borrow from a bank.
Why you Should Get a Home Loan Pre-Approval
A home loan pre-approval gives you the green light to go house hunting. Find out more about why pre-approved home loans should be part of the property buying process, whether you’re a first home buyer, homeowner or property investor.
Do You have a Bad Postcode to Get a Mortgage?
Learn why certain postcodes make it harder for you to get a mortgage from some lenders and what property types banks find risky.
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Why is there a banking royal commission? The answer in a nutshell…
The banking royal commission is inquiring into the financial services industry to re-establish a solid base for appropriate culture, governance and to ensure ongoing stability and public trust in the system. There is good news and bad news for consumers…
Westminster Broker One of the Top Young Mortgage Finance Brokers
Cameron Tilly has been named as one of the top young mortgage finance brokers in Australia, securing a place in The Adviser’s 30 Under Thirty ranking 2017.
4 Reasons to Conduct a Home Loan Rate Check
After you’ve bought your house, keep shopping around for a better home loan rate. It’s in your best interests to review your home loan at least every 12 months.
Capital Gains Withholding – Important Information For Property Purchasers
The ATO has changed Capital Gains Withholding requirements. Find out your responsibilities as a purchaser of real property owned by foreign investors.
Celebrating Westminster Milestones!
In a world where ‘job hopping’ has become the norm, Westminster National is very proud to be celebrating many significant work anniversaries within our team.
The interest only loan game changer
Banks are reducing interest only lending under restrictions from APRA. Lenders have upped interest rates and It’s now tougher to get an interest only loan.
Credit scoring – and why you need to be a good payer!
For any bank, checking on your credit score is an essential step when deciding whether to lend you money. So, aim to keep your credit score as high as you can.